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商品説明価格

Managing Indirect Spend Enhancing Profitability through Strategic Sourcing【電子書籍】[ Joe Payne ]

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<p><strong>Managing corporate spend is far more complex than conducting RFPs. Learn how the most efficient and effective procurement departments operate, control costs, enforce compliance, and manage indirect spend.</strong></p> <p><em>Managing Indirect Spend</em> provides executives and procurement professionals with the knowledge and tools necessary to successfully reduce costs with a strong focus on the often-overlooked area of indirect spend. It also offers great value to those procurement and purchasing professionals aspiring to be leaders in the profession, regardless of the spend they manage. It includes an overview of the challenges faced when sourcing indirect spend categories, a detailed dive into the strategic sourcing process, tools that can help drive savings, technologies that drive efficiencies and compliance, and examples of success based on real-world experience. It is a how-to guide that clearly covers sourcing engagements of any complexity and provides the details needed to source effectively. The book is structured into sections covering the sourcing and procurement process, the tools and technologies, examples from the field, walkthroughs of specific sourcing engagements, guidance on building an effective sourcing team, and the information needed to become a best-in-class sourcing organization.</p> <p>Since the initial publication of this book, the procurement profession and the discipline of Strategic Sourcing have matured. Markets have changed, processes developed, trends have come and gone, and technology has experienced leaps and bounds, posing new and interesting challenges for procurement professionals. In addition to covering tried-and-true practices for strategic sourcing, this <em>Second Edition</em> discusses how strategic sourcing has evolved and provides an update on the techniques, tools, and resources available to purchasing groups. This book:</p> <ul> <li>Includes updated coverage of everything you need to know to source more effectively</li> <li>Covers the latest trends in procurement and sourcing, including technology, process improvements and organizational design</li> <li>Presents guidance for reducing costs through strategic sourcing, no matter what the economic climate or level of maturity of the existing procurement organization</li> <li>Shows how effectively managing indirect costs can provide a huge impact on bott</li> <li>m line growth</li> <li>Introduces Market Intelligence (MI), including techniques, tools, and resources available to procurement and supply chain management groups</li> </ul> <p>With tools, real-world examples, and practical strategies, <em>Managing Indirect Spend</em> provides insider guidance for big bottom-line growth through effective management of indirect costs.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 8,499円

平衡心態:掌握成功的四??法則,穩?累積?的財富、幸福與健康 Balance: How to Invest and Spend for Happiness, Health, and Wealth【電子書籍】[ 安徳魯?哈藍 ]

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<p><strong>為了財務自由,生活卻失衡不自由?</strong></p> <p><strong>一本讓?用錢換時間、時間換幸福的理財魔法書</strong></p> <p>  ★ 最暢銷ETF工具書《我用死薪水輕鬆理財賺千萬》強力續作</p> <p>  ★ 大失衡時代,達到財務自由的最簡單策略,以及進階思考</p> <p>  ★ 墨基爾、伯恩斯坦、麥爾茲 都推崇的人生投資觀念</p> <p>  ★ 知名財經作家──緑角〈專文推薦〉</p> <p>**  主動投資人生、被動投資金錢,**</p> <p>**  ?的成功不必截長補短!**</p> <p>  如果追求財富是在做選擇,那麼人生就是選擇下的平衡。這世上有人賺大錢卻破?,也有人賺不多卻堅持行善──太多案例告訴我們,財富不代表自由,更不保證?的人生會成功又出色。</p> <p>  本書深入一般人對投資現實、以及金錢與幸福之間的誤解。?將透過投資的科學,以及發人省思的真實故事,改造?財務自由之路上偏見與不良行為,找到平衡金錢與美好人生的甜蜜點。</p> <p>  破除90%理財迷思,拒?窮忙的平衡心態──</p> <p>  本書將細?以下重要觀念:</p> <p>  ? 像真的有錢人一樣花錢,?就不需要富??</p> <p>  ? ?此生最應該珍視的四個重要之物</p> <p>  ? 養好財務體質,?就能輕鬆拒?高薪工作</p> <p>  ? ?些行為會讓人生貶??如何避開?</p> <p>  ? 別人恐懼?輕鬆的「懶骨頭投資組合」進階版</p> <p>  ? ?家的錢給誰管?讓氣氛最好、效益最高的家庭財務思考</p> <p>  ? 用錢換時間、時間換取美好經驗的正向循環</p> <p>**  用最安全無憂的方法,**</p> <p>**  讓財富與?最重視的東西保持一致**</p> <p>  哈藍在19?那年,遇到了一個擁有百萬財富的黒手。他深受?發,也想看看自己未來能否靠著教職的死薪水,如法炮製。他不斷嘗試,找到了勝率最高、風險最低的指數化投資策略,在38?時就建立起100萬美元的投資組合。</p> <p>  哈藍老師的方法受到大量學術研究的支持,而且非常簡單,?年花不到90分鐘,正如他所言:「奇怪的是,學校沒有教我們這些。結果,大多數人不知不覺被所謂的專家利用。我將告訴?這些學校沒教的事,如果?耐心遵循,致富的機會就會大大提高。」</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,333円

賢い人のシンプル節約術 How to Spend Less without being miserable【電子書籍】[ リチャード・テンプラー ]

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<p>■40カ国以上で読まれている世界的ベストセラー著者</p> <p>本書は、英語版のみで世界170万部、さらに45言語に翻訳されている世界的ベストセラー・Rulesシリーズの著者リチャード・テンプラーによる1冊です。<br /> 日本でも『できる人の仕事のしかた(The Rules of Work)』10万部、『できる人の人生のルール(The Rules of Life)』7万部、『上手な愛し方(The Rules of Love)』4万部など、著者シリーズ累計30万部を突破している、知る人ぞ知る隠れたベストセラー作家です。</p> <p>■お金のかからない暮らしを心から楽しんでいる人の共通点を93の行動基準に</p> <p>・お金の出入りを把握する<br /> ・買い物欲を買い物以外で満たす<br /> ・売りどき、買いどきを知る<br /> ・その場ですぐに買わない<br /> ・買わなかった自分を想像する<br /> ・後で売ることを考えて買う<br /> ・料理のレパートリーを増やす<br /> ・夜遊びは遅い時間から<br /> ・練習生の実験台になる<br /> ・お金をかけずに結婚する……e.t.c.</p> <p>節約で大切なことは「出費を抑えるテクニック」を覚えることではありません。<br /> 一番大切なのは「心の持ち方」を変えることです。</p> <p>節約の名人は「お金を使わないこと」を「我慢」だとは考えません。<br /> お金のかからない暮らしを心から楽しみ、シンプルで充実した節約生活を送っています。<br /> そんな「心の持ち方」を手に入れる方法の数々が紹介された1冊です。</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,650円

金錢心理學:打破?對金錢的迷思,學會聰明花費 Dollars and Sense: How We Misthink Money and How to Spend Smarter【電子書籍】[ 丹.艾瑞利Dan Ariely、傑夫・克?斯勒Jeff Kreisler ]

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<h4><strong>花錢是?個人天天在做的事 吃喝玩樂、交際應酬、買車買樓 為什麼花、要花多少、?不?得? ?知道自己的金錢心理??</strong></h4> <h4><strong>★ Amazon.com商業理財百大暢銷書</strong> <strong>★</strong> <strong>《商業?幕》(Business Insider)2017年最佳商業書</strong> <strong>★</strong> <strong>心理學與行為經濟學翹楚丹</strong>・<strong>艾瑞利「吸金」力作</strong></h4> <p><strong>想想看:</strong></p> <p>?要買一雙中意許久、價?2,800元的?鞋,店員好心告訴?,5分鐘車程外有家店在特賣,只要2,200元。?會為了節省600元,?到那家店去??</p> <p><strong>再想想看:</strong></p> <p>?要買一套家具,要價88,600元。店員同樣好心告訴?,5分鐘車程外有家店在特賣,只要88,000元。?會為了節省600元,?到那家店去??</p> <p>大多數的人都願意為了第一例?到?一家店去,卻不願意為了第二例再?一?。</p> <p>同樣都是節省600元,我們的選擇和行為為何不同?</p> <p>本書作者丹・艾瑞利為杜克大學心理學與行為經濟學教授,著有《紐約時報》暢銷書《誰?人是理性的!》和《不理性的力量》,善於研究人類的種種不理性行為,此次攜手普林斯頓大學畢業、從律師轉行為獲獎作家的傑夫・克?斯勒,用詼諧睿智的敘事手法,帶領我們深入人類大腦,探索左右我們對金錢選擇的隱藏性動機。</p> <p>.掏錢付現令人覺得痛苦,刷?卻會讓人買得更多、買得更快、買到快?手?<br /> .有些人為了奢華度假豪擲幾萬大洋不心疼,?天卻多花20分鐘開車繞來繞去,只是為了尋找免費的停車位?(是???朋友。)<br /> .?個月加薪3萬元或年底一次領36萬元,我們為何會把3萬元拿去?帳單,把36萬元當成享樂基金?</p> <p>生活中充滿各種金錢決策,本書廣泛探討日常議題,從規劃家庭預算、打折特賣、?債、賭博、房屋買賣、退休儲蓄等,兩位作者?露我們對於金錢的常見思維,以及在思考金錢時常犯的錯誤,提供具體、實用的建議和忠告,還有一些花錢的小訣竅,?助我們改善用錢習慣。</p> <p>金錢並非人生中唯一重要的事,但它影響了我們對生活中其他重要事物的價?判斷,包括如何使用時間、管理職涯、珍惜他人、發展關係、使自己快樂,以及了解周遭世界。所以,購買一本可能會讓所有事物變得更美好一點的書,是不是很?得?</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,432円

Work A History of How We Spend Our Time【電子書籍】[ James Suzman ]

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<p><strong>_______________</strong></p> <p><strong>'A fascinating exploration that challenges our basic assumptions of what work means'</strong> - Yuval Noah Harari</p> <p><strong>'There is eminently underlinable stuff on most pages ... Fascinating'</strong> <em>- The Times</em></p> <p><strong>'One of those few books that will turn your customary ways of thinking upside down'</strong> - Susan Cain</p> <p><strong>'Illuminating'</strong> <em>- New Statesman</em><br /> <strong>_______________</strong></p> <p><strong>A revolutionary new history of humankind through the prism of work, from the origins of life on Earth to our ever more automated present</strong></p> <p>The work we do brings us meaning, moulds our values, determines our social status and dictates how we spend most of our time. But this wasn't always the case: for 95% of our species' history, work held a radically different importance.</p> <p>How, then, did work become the central organisational principle of our societies? How did it transform our bodies, our environments, our views on equality and our sense of time? And why, in a time of material abundance, are we working more than ever before?</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,585円

Chow Italy: Eat Well, Spend Less (Florence 2014)【電子書籍】[ Christina Baglivi Tinglof ]

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<p>If you're traveling to Italy in search of an authentic culinary experience but don't want to break the bank, then skip those expensive ristoranti and head straight to the nearest trattoria, those unassuming mom-and-pop eateries where you'll find home-cooked, regional cuisine for a price that any traveler can afford. Chow Italy (Florence 2014) will guide you to more than 60 trattorie in seven neighborhoods throughout the city where the art and beauty of Brunelleschi and Michelangelo are around every corner. Each trattoria listing contains the address and hours of operation, a description of the eatery's ambiance as well as chef's specials, plus a map to help guide the way. Take Trattoria da Sergio just off the Piazza San Lorenzo, for instance, where you can dig into a bowl of ribollita, a hearty Tuscan bread and vegetable soup for a mere ?5. Or, if you find yourself hungry after touring Piazza Santo Spirito, then head to Trattoria La Casalinga where you can score a slice of the best Italian meatloaf ever. The price? A mere ?8. With Chow Italy (Florence 2014), you eat well but spend less.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 262円

Dollars and Sense How We Misthink Money and How to Spend Smarter【電子書籍】[ Dr. Dan Ariely ]

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<p><strong><em>New York Times</em> bestselling author, Dan Ariely, teams up with financial comedian and writer Jeff Kreisler, to delve into the truly irrational world of personal finance, blending humor and behavioral economics to help people understand the psychology behind their financial decisions and show them how they can make better ones. He entertains critical questions such as these:</strong></p> <ul> <li><strong>Why is paying for things painful?</strong></li> <li><strong>Why are we comfortable overpaying for something in the present just because we’ve overpaid for it in the past?</strong></li> <li><strong>Why is it easy to pay $4 for a soda on vacation, when we wouldn’t spend more than $1 on that same soda at our local grocery store?</strong></li> </ul> <p>We think of money as numbers, values, and amounts, but when it comes down to it, when we actually use our money, we engage our hearts more than our heads. Emotions play a powerful role in shaping our financial behavior, often making us our own worst enemies as we try to save, access value, and spend responsibly. In <em>Dollars and Sense</em>, bestselling author and behavioral economist Dan Ariely teams up with financial comedian and writer Jeff Kreisler to challenge many of our most basic assumptions about the precarious relationship between our brains and our money. In doing so, they undermine many of personal finance’s most sacred beliefs and explain how we can override some of our own instincts to make better financial choices.</p> <p>Exploring a wide range of everyday topicsーfrom the lure of pain-free spending with credit cards to the pitfalls of household budgeting to the seduction of holiday salesーAriely and Kreisler demonstrate how our misplaced confidence in our spending habits frequently leads us astray, costing us more than we realize, whether it’s the real value of the time we spend driving forty-five minutes to save $10 or our inability to properly assess what the things we buy are actually worth.</p> <p>The result not only reveals the rationale behind our most head-scratching financial choices but also offers clear guidance for navigating the treacherous financial landscape of the brain. Fascinating, engaging, funny, and essential, <em>Dollars and Sense</em> provides the practical tools we need to understand and improve our financial choices, save and spend smarter, and ultimately live better.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 902円

Learning How to Learn How to Succeed in School Without Spending All Your Time Studying; A Guide for Kids and Teens【電子書籍】[ Alistair McConville ]

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<p><strong>A surprisingly simple way for students to master any subject--based on one of the world's most popular online courses and the bestselling book <em>A Mind for Numbers</em></strong></p> <p><em>A Mind for Numbers</em> and its wildly popular online companion course "Learning How to Learn" have empowered more than two million learners of all ages from around the world to master subjects that they once struggled with. Fans often wish they'd discovered these learning strategies earlier and ask how they can help their kids master these skills as well. Now in this new book for kids and teens, the authors reveal how to make the most of time spent studying.<br /> We all have the tools to learn what might not seem to come naturally to us at first--the secret is to understand how the brain works so we can unlock its power. This book explains:</p> <p>Why sometimes letting your mind wander is an important part of the learning process</p> <p>How to avoid "rut think" in order to think outside the box</p> <p>Why having a poor memory can be a good thing</p> <p>The value of metaphors in developing understanding</p> <p>A simple, yet powerful, way to stop procrastinating</p> <p>Filled with illustrations, application questions, and exercises, this book makes learning easy and fun.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 737円

Les Pendules ? l’heure (Une Enqu?te de Riley Paige ? Tome 4)【電子書籍】[ Blake Pierce ]

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<p>≪ Un chef-d’?uvre de suspense et de myst?re. Pierce d?veloppe ? merveille la psychologie de ses personnages. On a l’impression d’?tre dans leur t?te, de conna?tre leurs peurs et de c?l?brer leurs victoires. L’intrigue est intelligente et vous tiendra en haleine tout le long du roman. Difficile de l?cher ce livre plein de rebondissements. ≫</p> <p>? Books and Movie Reviews, Roberto Mattos (? propos de SANS LAISSER DE TRACES)</p> <p>LES PENDULES A L’HEURE est le quatri?me tome de la populaire s?rie de thrillers RILEY PAIGE, qui commence avec SANS LAISSER DE TRACES (tome 1)!</p> <p>On retrouve des cadavres de femmes le long d’une autoroute du Delaware. Certaines disparaissent pendant des jours. D’autres sont abandonn?es, mortes, le cou bris?, les bras pointant vers le haut ou vers le bas. Pour le FBI, il devient ?vident que ces meurtres sont l’?uvre d’un tueur en s?rie dangereux et insondable. Il ne s’arr?tera jamais de tuer.</p> <p>Voulant ? tout prix r?soudre cette affaire ?nigmatique, le FBI exhorte Riley Paige ? retourner sur le terrain. La brillante Riley, quoique hant?e par ses souvenirs, a le sentiment d’avoir enfin trouv? la paix. Elle est bien d?cid?e ? aider sa fille, April, ? surmonter son traumatisme. Pourtant, quand les meurtres s’encha?nent, de plus en plus choquants ? et quand son ancien partenaire, Bill, la supplie de l’aider ?, Riley comprend qu’elle ne peut plus refuser.</p> <p>Son enqu?te la lance sur les traces des auto-stoppeuses, des fugueuses et de gamines d?laiss?es. Quand elle d?couvre que le tueur retient prisonni?re d’autres femmes, et qu’il est encore possible de les sauver, plus rien ne l’arr?te. Encore une fois, son enqu?te la rapproche d’un ab?me familier… Le fragile ?quilibre de sa vie de famille s’effondre, et sa propre sant? mentale est mise ? rude ?preuve. Dans une course effr?n?e contre le temps, elle devra plonger dans l’esprit du tueur pour sauver ces femmes ? et elle-m?me ? d’une terrible fin.</p> <p>Sombre thriller psychologique au suspense insoutenable, LES PENDULES A L’HEURE est le quatri?me tome de la s?rie. Son intrigue et son personnage principal attachant vous pousseront ? lire jusqu'? tard dans la nuit.</p> <p>Le tome 5 des enqu?tes de Riley Paige sera bient?t disponible.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 399円

Making Social Spending Work【電子書籍】[ Peter H. Lindert ]

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<p>How does social spending relate to economic growth and which countries have got this right and wrong? Peter Lindert examines the experience of countries across the globe to reveal what has worked, what needs changing, and who the winners and losers are under different systems. He traces the development of public education, health care, pensions, and welfare provision, and addresses key questions around intergenerational inequality and fiscal redistribution, the returns to investment in human capital, how to deal with an aging population, whether migration is a cost or a benefit, and how social spending differs in autocracies and democracies. The book shows that what we need to do above all is to invest more in the young from cradle to career, and shift the burden of paying for social insurance away from the workplace and to society as a whole.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 3,419円

Cash on the Side: A Desperate Wife Sells Herself for Spending Women Who Love to Cheat Collection, #11【電子書籍】[ Jenna Masters ]

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<p>Gorgeous, fit wife Sara decides to put her hot little body to work, making money to pay off all the secret credit-card debt she cant tell her husband about.</p> <p>One of the stand alone stories in the Women Who Love to Cheat Collection</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 200円

Suspended From High School for Cheating【電子書籍】[ Sephen Jack ]

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<p>I was 13 years old, two months into my freshman year in High School; I was the youngest kid in school.<br /> My mechanical drafting class was given a surprise drawing test.<br /> The following day I was told to report to the Admin Office.<br /> All kinds of shit was going through my head. My mother ran away when I was four. My Uncle was killed in a jeep accident when I was ten. My father was killed in a car accident on Christmas Eve when I was eleven years old. My brother was hospitalized with a heart murmur when I was twelve.<br /> I hate phone calls in the middle of the night ? they never have good news. And I equally dislike being told to report to the principal's office ? again, it is never good news.<br /> At the Admin Office, my counselor grabbed my arm and took me to a room and told me to wait there.<br /> Teachers came into the room and lectured me about the pitfalls of cheating and the consequences.<br /> They finger pointed me, they ugly faced me, some grumbled words I didn’t understand then snickered to one another.<br /> I was innocent, but how do I prove it?</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 111円

Foucault's Pendulum【電子書籍】[ Umberto Eco ]

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<p>Three book editors, jaded by reading far too many crackpot manuscripts on the mystic and the occult, are inspired by an extraordinary conspiracy story told to them by a strange colonel to have some fun. They start feeding random bits of information into a powerful computer capable of inventing connections between the entries, thinking they are creating nothing more than an amusing game, but then their game starts to take over, the deaths start mounting, and they are forced into a frantic search for the truth</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,404円

1-2-3 Money Plan, The The Three Most Important Steps to Saving and Spending Smart【電子書籍】[ Gregory Karp ]

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<p><strong>100% Practical, 100% Specific Financial Advice Everyone Can Use: Exactly What to Do and Exactly How to Do It</strong></p> <p>“Greg Karp makes managing your money as easy as 1-2-3. He offers sensible, time-tested advice to help you make smart decisions and get your finances on track.”</p> <p>--<strong>Liz Pulliam Weston</strong>, “The most-read personal finance columnist on the Internet” (NielsenNetRatings), author of <em>Easy Money</em>, <em>Your Credit Score</em>, and <em>Deal with Your Debt</em></p> <p>“I love this book. Greg’s simple strategies push you to be smart with your dough and act right away.”</p> <p>--<strong>Clark Howard</strong>, <em>The Clark Howard Show</em></p> <p>“Within one hour of picking up <em>The 1-2-3 Money Plan</em>, I already had a list of easy next steps to save on several of our household expenses.”</p> <p>--<strong>Stephanie Nelson</strong>, founder of CouponMom.com</p> <p>“Greg Karp really knows his stuff, and he lays it out in plain language that will help anyone save money and get financially fit.”</p> <p>--<strong>Jeff Yeager</strong>, author of <em>The Ultimate Cheapskate’s Road Map to True Riches</em></p> <p>“The money you spend on this book should easily be recouped by the time you’re only several pages into it!”</p> <p>--<strong>Russell Wild</strong>, financial advisor, author of <em>Exchange-Traded Funds for Dummies</em>*,* <em>Bond Investing for Dummies</em>*, and* <em>Index Investing for Dummies</em></p> <p>“Greg Karp is a lifesaver for people worried about stretching their dollars in a tough economy. He’s no Scrooge. Rather, he nudges you into sound decisions and smart spending.”</p> <p>--<strong>Gail MarksJarvis</strong>, <em>Chicago Tribune</em> personal finance columnist, author of <em>Saving for Retirement Without Living Like a Pauper or Winning the Lottery</em></p> <p>"Today everyone is looking for a quick answer to their financial problems. In <em>The 1-2-3 Money Plan</em>, Greg Karp has created an excellent resource. It's well organized and full of great ideas. But, most importantly, it's written in a language that the average consumer can understand and apply. Many people will thank Greg for helping them survive financially tough times."</p> <p>--<strong>Gary Foreman</strong>, editor <em>The DollarStretcher</em> Web site, stretcher.com</p> <p>“Greg Karp tells it like it is, with the specificity and candor busy people need. I am saving money already.”</p> <p>--<strong>Jean Chatzky</strong>, author of <em>The Difference: How Anyone Can Prosper in Even the Toughest Times</em>, blogging at jeanchatzky.com</p> <p>Today, frugal is the name of the game. But you don’t have to take a vow of poverty: You just have to be smarter about how you spend, save, and invest. Sound hard? Not anymore. In <em>The 1-2-3 Money Plan</em>, top personal finance columnist Greg Karp offers 100% practical, 100% specific financial advice everyone can use...organized into simple three-step plans that tell you exactly what to do and how and where to do it! Discover how to save money by putting your bills on autopilot...which specific brand names to buy in everything from index funds to cellphones...how to improve your credit rating...how to get the right insurance, without wasting money on unnecessary coverage...easier ways to save for college and plan for retirement...and a whole lot more. Finally: simple, reliable financial advice you can act on, from an award-winning expert you can trust!</p> <ul> <li><strong>Don’t be paralyzed by perfection: Be good enough</strong><br /> Better a good decision now than a perfect decision someday</li> <li><strong>Just set it and forget it</strong><br /> Make the financial decisions you only need to make once and can then ignore for years</li> <li><strong>Stop wasting money on things you don’t care about</strong><br /> Plug wasteful spending leaks, so you can redirect cash to things you truly care about</li> <li><strong>Easy step-by-step techniques and specific recommendations</strong><br /> What to buy, in everything from mutual funds to cellphone service</li> </ul>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,922円

Minimalist Budget 30 Days to Minimalism! Discover Amazing Benefits and Powerful Strategies of Minimalist Budgeting to Save Money, Pay Off Debt, Avoid Emotional Spending, Build Discipline, Declutter!【電子書籍】[ Tony Bennis ]

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<p>***Minimalist Budget: A Practical Guide To Managing a Minimalist Lifestyle***explores the finer detail of what it means to live as a minimalist. Is your financial life one debt away from totally sinking into the deep? Do you admire the manner in which certain minimalists go about their lives, and would like to give it a try? Well, you picked the right book. Many of the questions that may have hindered you from <em>living less</em> are met, in this book, with their adequate and satisfactory answers. Some of those questions are;</p> <p>**Is minimalism boring?****How do I handle close relationships with non-minimalists?****Why does minimalism not work for some people?****What are the benefits of minimalism? and;**<strong>How do I build the needed discipline to be a minimalist?</strong></p> <p>More than that ーand as is implied in the title of this bookー you will learn just how to create a minimalist budget and stick to it. Also, to make your transition into minimalism much easier, check out the 30-day guide to becoming a minimalist in chapter 10.</p> <p>There are very few things that are more rewarding that taking back the reins of your finances and, by extension, your life. This is what minimalism has to offer and what this book has to teach</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 328円

How to Spend Time Well: A Practical Guide to Productivity That Enhances Your Efficiency and Fulfillment【電子書籍】[ Ranjot Singh Chahal ]

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<p>In today's fast-paced world, mastering the art of time management is essential for success and fulfillment. "How to Spend Time Well: A Practical Guide to Productivity" offers invaluable insights and actionable strategies to help you make the most of every moment.</p> <p>This comprehensive guide takes you on a journey to reclaim your time and supercharge your productivity. Drawing on proven techniques and real-world examples, it equips you with the tools you need to optimize your schedule, prioritize tasks effectively, and achieve your goals with ease.</p> <p>Discover how to identify and eliminate time-wasting habits, overcome procrastination, and streamline your workflow for maximum efficiency. Learn the art of delegation and outsourcing to free up valuable time for what truly matters to you. With practical tips for managing distractions and maintaining work-life balance, this book empowers you to take control of your time and live a more fulfilling life.</p> <p>Whether you're a busy professional, a student juggling multiple responsibilities, or anyone seeking to enhance their productivity, "How to Spend Time Well" is your ultimate companion on the path to greater efficiency and fulfillment. Unlock the secrets to mastering your time and unlocking your full potential today.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 484円

The Exchange Student Guidebook Everything You’Ll Need to Spend a Successful High School Year Abroad【電子書籍】[ Olav Schewe ]

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<p>As an exchange student, you receive the opportunity to experience another culture from the inside out. You live with a host family, you become part of the local community, and you learn the language. Even so, an exchange year is not one long holiday. It can be tough, and it may take time to adjust to the new culture and find new friends.</p> <p>In <em>The Exchange Student Guidebook</em>, author Olav Schewe presents a practical handbook to prepare you for life as an exchange student and help you tackle common challenges. Schewe considers<br /> understanding the basics of student exchange;<br /> evaluating reasons for going;<br /> choosing a destination country and exchange organization;<br /> living in a foreign culture;<br /> staying with a host family;<br /> finding new friends; and<br /> dealing with homesickness and other challenges.</p> <p>Filled with practical advice and tips, The Exchange Student Guidebook provides you with a foundation to make your experience successful and memorable.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,144円

The Survival Guide for Money Smarts Earn, Save, Spend, Give【電子書籍】[ Eric Braun ]

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<p>This survival guide introduces the basics of financial literacy and money management for kidsーfrom earning and saving money to spending and donating itーand gives readers essential skills for financial know-how. The book also explores how choices about money and finances connect to character development and social-emotional well-being. Readers will find ideas for setting money goals, delaying gratification, being thrifty, building self-esteem, giving to charity, and making socially responsible spending and donating decisions. The book includes special features such as:</p> <ul> <li>Fictional vignettes in a choose-your-own-adventure style, putting readers in hypothetical situations where they need to make decisions about how to manage money</li> <li>True success stories about real kids who made smart financial decisions</li> <li>Vocabulary boxes that highlight important terms</li> <li>“Financial tactics” boxes with helpful tools, tips, and strategies</li> </ul> <p><strong>Survival Guides for Kids</strong><br /> Helping Kids Help Themselves?<br /> Straightforward, friendly, and loaded with practical advice, the Free Spirit Survival Guides for Kids give kids the tools they need to not only survive, but thrive. With plenty of realistic examples and bright illustrations, they are accessible, encouraging, kid-friendly, and even life-changing.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,602円

The Guys And Gals Guide To Saving Money. How To Save More, Spend Less and Feel Like a Million Bucks!【電子書籍】[ Lisa Dellarossa ]

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<p>This guide shows men and women, from teens to seniors, how to eliminate debt, put a stop to wasteful spending and accumulate savings. Also, it shows how to find value in oneself through self discovery and helping others along the way. The author shares personal stories and triumphs on how she was able to eliminate debt in a year, save money by leading a more simplified lifestyle, and how to continue living debt-free.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 266円

How You Can Be Sure You Will Spend Eternity with God【電子書籍】[ Erwin W. Lutzer ]

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<p><strong>"Be wrong about social security, be wrong about baseball, be wrong about your career choice, but don’t be wrong about where you will spend eternity."</strong></p> <p><em>How You Can Be Sure You Will Spend Eternity with God</em>ーit’s a big promise, but this short book delivers. It answers a host of questions, such as:</p> <ul> <li>Will good deeds help me get into heaven?</li> <li>Who goes to heaven and who doesn’t?</li> <li>What role do I have in my own salvation?</li> <li>Can I lose my salvation if I commit a serious sin?</li> <li>Is it wrong to doubt my salvation, and what should I do if I doubt?</li> </ul> <p>Dr. Lutzer takes many scriptural teachings and siphons them into clear, cohesive truths. The result is a concise, accessible book about how to be saved and be <em>sure</em> you are saved. It is straight gospelーapplicable to the skeptic, newly saved, and long-time believer alike.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,282円

You Don't Need a Budget Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease【電子書籍】[ Dana Miranda ]

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<p><strong>A simple, no?stress guide to managing moneyーfree of the toxic messages and shame baked into traditional personal finance advice.</strong></p> <p>Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budgetーand stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one?size-fits?all adviceーusually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people faceーis unrealistic, and only creates stress and shame.</p> <p>As a financial journalist and educator, Dana Miranda is on a mission to liberate readers from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greedーmuch like diet culture does for food and bodies. In this long?overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.</p> <p>Full of counterintuitive adviceーlike how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalismー<em>You Don’t Need a Budget</em> will empower readers to get money off their mind and live the lives they want.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,603円

Save Money, Make Money, Spend Money Live better【電子書籍】[ Lynne Tomlinson ]

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<p>This ebook contains Guaranteed Rules for Financial Success and Guaranteed Rules for Financial Failure along with simple, down to earth tips to help you save, make and spend money.</p> <p>It  brings together simple and valuable information tol help you and your family live a better lifestyle. Don’t let money slip through your fingers, <strong>learn how now!</strong></p> <p> </p> <p><br />  </p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 213円

Investing for Smart Kids Activity Book: 75 Activities To Learn How To Earn, Save, Invest and Spend Money: 75 Activities To Learn How To Earn, Save, G 75 Activities To Learn How To Save【電子書籍】[ Lee ]

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<h1><strong>Investing for Smart Kids Activity Book: 75 Activities To Learn How To Earn, Save, Invest and Spend Money</strong></h1> <h2><strong>75 exercises and keys for your child to understand how money works</strong></h2> <p>Let your child learn to differentiate between the value and the cost of things, discover how to start earning, saving and investing money, which expenses are necessary and which are not, how to help in the family economy and much, much more.</p> <p>This book is a help for your child to develop their financial mindset and start creating their own economy. From filling their piggy bank, through small jobs, the secrets of saving and how to control their expenses, to learning how to manage their money and understand the importance of investing.</p> <p><strong>You will like this book because your child will learn more about:</strong></p> <ul> <li>What is money and how to get it?</li> <li>The differences between need and desire</li> <li>Value-added, the money cycle, smart shopping</li> <li>How to make money, save and invest</li> <li>How to differentiate between the value and the cost of something</li> <li>Ways to spend wisely</li> <li>The value of time</li> </ul> <p>And much more valuable information!</p> <h4><strong>Join your child in his or her financial education and create financial abundance together!</strong></h4>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 680円

BBQ Meat Smoker Logbook : A must-have grilling guide for beginners and Pitmasters, with 700 delicious recipes to spend the grilling season with your family and friends【電子書籍】[ Darlene Keefer ]

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<p>BBQ Meat Smoker Logbook</p> <p>A must-have grilling guide for beginners and Pitmasters, with 700 delicious recipes to spend the grilling season with your family and friends</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 450円

Add 15 Years | 3 Main Heart Tests to Add 30 More Years to Life Spend 12K Every 5 Years From Age 30 Onwards | Anticipate the Risk of Sudden Heart Attack | Add 30 Years to Life (Tamil) (?????)【電子書籍】[ Dr. S. Om Goel (MD/DM USA) ]

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<p>This book covers information on the following points:<br /> ? What are the three most important tests for our heart?<br /> ? What really happens when we are having a heart attack?<br /> ? What percentage of blockage leads to chest pain or heart attack?<br /> ? Why age 35 for males in India is at high risk of heart disease?<br /> ? Nothing can take your life within 5 minutes, except the heart attack.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 132円

How to Save Money, Invest, & Pay Off Debt Budget & Spend Less While Living Better Than Before【電子書籍】[ Dan Gilmore ]

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<p>Would you like to earn income on the side to pay off debt, save, invest, or just use to buy some really awesome stuff? Or how about a nice vacation?</p> <p>This guide is loaded with tons of strategies to create multiple streams of automated income. No need to be tied to a specific location and you can do it all from the comfort of your own living room!</p> <p>Here are the topics that are included in the book:</p> <p><strong>About Passive Incomes<br /> Investing<br /> Selling a Service<br /> Selling Books<br /> Affiliate Marketing<br /> Digital Files<br /> + MUCH MORE!</strong></p> <p><strong>Create massive passive income streams! Quit your job and live your dreams.</strong></p> <p>Get this book instantly by scrolling to the top and adding to cart.</p> <p><strong>Disclaimer:</strong></p> <p><strong>This author and or rights owner(s) make no claims, promises, or guarantees about the accuracy, completeness, or adequacy of the contents of this book, and expressly disclaims liability for errors and omissions in the contents within. This product is for reference use only.</strong></p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 1,134円

Live Like A King - Spend Like A Pauper【電子書籍】[ Richard Lincton ]

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<p><strong>Live Like A King - Spend Like a Pauper</strong></p> <p><strong>In this concise guide, Richard Lincto offers sound and sensible advice on how to cut costs without sacrificing all of life's little luxuries.</strong></p> <p>We are all living in strange times. The ramifications of the Covid lockdown and the over-eager compulsion of the World governments to eradicate the dreaded Corona Virus are being felt in the most extreme of ways. Nobody yet knows the true costs or implications of their actions.</p> <p>Add to this, the actions of a complete Despot in the Kremlin and we have what is termed in modern parlance ? 'A Perfect Storm'.</p> <p>Oil prices have rocketed, so too has gas. We all know the effects only too well. A visit to the petrol station or supermarket now has a tinge of fear. Even these actions are as nothing to the total dread that people are now experiencing when the quarterly bill drops through the letterbox.</p> <p>In short, no matter your income, there is no escape. To quote yet another well-worn phrase 'We are all in it together'. To that, I would add ? some more than others.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 300円

Effective Triggers (1835 +) to Declutter, Spend Less Money, and Focus on What Matters【電子書籍】[ Nicholas Mag ]

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<p>The Miracle! In this book Nicholas presents you a practical, unique, subliminal, detailed method of how to Declutter, Spend Less Money, and Focus on What Matters. You will feel the effects immediately and the results will appear very quickly! So it was in my case.</p> <p>You will not achieve fulfillment and happiness until YOU become the architect of your own reality. Imagine that with a few moments each day, you could begin the powerful transformation toward complete control of your own life and well being through this unique, subliminal method combined with positive affirmations.</p> <p>The order of words is extremely important for every book written by Nicholas. These are arranged to be traversed in a certain way so as to eliminate certain blockages in the human being, blockages that are bringing disease or failure on various plans. You don't need a big chunk of your time or expensive programs. Everything is extremely simple!</p> <p>Health, money, prosperity, abundance, safety, stability, sociability, charisma, sexual vitality, erotic attraction, will, optimism, perseverance, self-confidence, tenacity, courage, love, loving relationships, self-control, self-esteem, enthusiasm , refinement, intuition, detachment, intelligence, mental calm, power of concentration, exceptional memory, aspiration, transcendence, wisdom, compassion.</p> <p>You have the ability to unlock your full inner-potential and achieve your ultimate goals. This is the age-old secret of the financial elite, world class scholars, and Olympic champions. For example, when you watch the Olympics, you'll find one consistency in all of the champions. Each one closes their eyes for a moment and clearly affirms & visualizes themselves completing the event flawlessly just before starting. Then they win gold medals and become champions. That's merely one example of how the real power of mind can elevate you above any of life's challenges.</p> <p>By reading this book, you will feel totally that life deserves to be lived and enjoyed every moment and that everything that you propose for yourself becomes easy for you to fulfill. Nicholas will guide you to touch your longed-for dream and will make you see life from a new perspective, full of freshness and success.</p> <p>This book helps you step by step, in a natural way, in just 3 minutes a day, to change your misguided way of thinking and to Declutter, Spend Less Money, and Focus on What Matters.</p> <p>You, also have a bonus in the pages of the book that makes you live your success by doing a seemingly trivial thing. You will feel the difference.</p> <p>Yes. The Miracle is possible!</p> <p>Get Your Copy Now!</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 647円

Public Funding, Public Decisions How Eastside Schools Spend Their Money【電子書籍】[ Anita Storey ]

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<p>Sixth graders Anika Veerkar, Benicio “Benny” Flores, and Libby Abrams attend Eastside Middle School, which is facing challenges as a result of its growing student body. When they learn the school is getting extra funding this year, they know they have the topic for their next feature story: Who decides how public schools spend their money? And where does the money come from? As the kids interview people at school and learn about their different priorities for the moneyーan athletic field, a bigger auditorium, improved science equipment, and moreーthey realize the most important question of all: How can they be part of the decision? Anika, Benny, and Libby are neighborhood friendsーand known to be relentlessly curious. They’re always asking questions, and their interest in sharing the answers has led them to start an online newsletter. Encouraged by their parents, they venture out into the community to investigate the most engaging stories.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 960円

NonSecrets of the Financially Secure Earn More, Save More, Invest More, Give More & Spend Less ? Volume 1【電子書籍】[ Oyenike Adetoye ]

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<p>We are often so consumed by earning money that we forget to take a minute and think about what it really means to us. How do you feel about money and how does it affect your life?</p> <p>Money makes the world go around. To some people money is simply a necessity; the love of it is the root of evil but the lack of it makes life very miserable. To others, money means freedom, security, and independence. What is money to you?</p> <p><strong>NonSecrets of the Financially Secure</strong> is a five-part series aimed at everyone willing to do one or more of these six things: Earn more, Spend less, Manage what they have, Save more, Give more and Invest more.</p> <p>Myths and misconceptions about money are uncovered in this book. Secrets to successful planning for the future, protecting your family, and confidence around past and present financial matters and self-care are unlocked in this book. Sit back as you read and learn simple guiding principles that will empower you to win with your money.</p>画面が切り替わりますので、しばらくお待ち下さい。 ※ご購入は、楽天kobo商品ページからお願いします。※切り替わらない場合は、こちら をクリックして下さい。 ※このページからは注文できません。 877円